A contemporary house with a landscaped front yard. Illustrative photography.

Real Estate Investment Calculator

Explore the potential of a rental property. Enter the purchase price, financing and expenses to see your projection instantly.

Enter your numbers

Enter your own values; examples are only a guide. Enter taxes and home insurance as annual amounts, and use 0 for costs that do not apply. Results update as you type.

Property and financing

Purchase price in US dollars (USD).

Percentage of the purchase price, between 0 and 100.

Annual interest rate. Enter 0 for a loan with no interest.

Enter the number of years, greater than zero.

Total property taxes for one year, in USD. Divided by 12 to estimate monthly escrow. Enter 0 if none.

Total home insurance premium for one year, in USD. Divided by 12 to estimate monthly escrow. Enter 0 if none.

Down payment
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Loan amount
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Mortgage principal & interest
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Estimated monthly escrow
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Monthly payment including escrow
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Estimated escrow = (annual property taxes + annual home insurance) ÷ 12. Actual lender collections may include reserve or shortage adjustments. Budget for these costs even without an escrow account.

Monthly income and expenses

Expected monthly rental income, in USD.

Enter 0 if the property has no HOA fees.

Estimated monthly reserve for maintenance and repairs, in USD.

Monthly property taxes (calculated)
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Monthly home insurance (calculated)
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Monthly rental income
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Total monthly expenses
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Potential annual maintenance savings
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Your projection

Each result appears once all the inputs it needs have been entered. Amounts are shown in USD.

Complete the inputs to calculate cash flow and annual return.

Monthly cash flow

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Annual cash flow

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Annual return

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The monthly payment includes principal, interest and estimated escrow. Taxes and home insurance are counted once. HOA fees and maintenance are added separately.

Annual return is calculated on the down payment, excluding closing costs and other costs. A zero down payment is shown as a 0% return.

A bright kitchen with white cabinets, an island and pendant lights. Illustrative photography.
Illustrative photography; not a specific property for sale.

Ready to explore an investment property?

Bring your numbers and questions. Talk with Luis about properties in Indianapolis and the surrounding areas, and plan your next step.